There are a number of different accounts that may be held in a credit union to facilitate saving. However the Legal form of any of these accounts must be in the form of either a share or a deposit

Single & Joint Accounts

Two or more members may hold shares or deposits by means of a joint account. The application for a joint account must be made using the special joint tenancy form. On the death of one of the holders to the account, the account becomes the property of the remaining tenants.

The Special Share & Regular Share Account
The credit union share is the most common form of saving in a credit union. The minimum number of shares required for membership is €1 but the credit union board of directors may set a level up to €10 currently, and the amount must be paid up in full.